Consumer borrowing in the UK recently crashed through the 1 trillion barrier. About 80 per cent of this is due to credit card borrowing plus loans and mortgages and interest rates are rising. For most individuals being in debt is a short-term problem, but 5 per cent of the nation is in serious debt and families with young children are high on the list.
Protect your club's income, and your relationships with parents, with these steps: 1 Reflect concessions against your fee level or payment terms in your club's written policies. Rebuff all attempts to negotiate on an ad hoc basis.
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