Nursery World - Nurseries lose cash to foot and mouth

Nurseries forced to close by measures to prevent the spread of foot and mouth disease are highly unlikely to be covered for the event by their insurance policies. Some nurseries based in infected exclusion zones had to close or relocate premises last week as the number of confirmed cases of foot and mouth disease reached 69 in England, Scotland, Wales and Northern Ireland, at the time Nursery World went to press. It is not clear how long the nurseries will have to be closed, but they are likely to find their insurance policies do not provide cover for loss of revenue caused by contagious animal diseases.

Some nurseries based in infected exclusion zones had to close or relocate premises last week as the number of confirmed cases of foot and mouth disease reached 69 in England, Scotland, Wales and Northern Ireland, at the time Nursery World went to press. It is not clear how long the nurseries will have to be closed, but they are likely to find their insurance policies do not provide cover for loss of revenue caused by contagious animal diseases.

A spokesman for insurance broker Morton Michel, which provides the National Day Nurseries Association insurance scheme, said, 'Nursery policies do cover for loss of revenue in the event of contagious disease on nursery premises, but not in the event of foot and mouth disease, and no insurance broker would give cover. The only cover available for commercial premises is for human notifiable diseases.'

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